What is generally included in "comprehensive coverage" for vehicles?

Comprehensive coverage for vehicles is designed to protect against a variety of damages that are not related to collisions. This means it typically covers incidents such as theft, vandalism, natural disasters (like floods or hurricanes), fire, and damage from falling objects or animals. These types of events can cause significant financial loss to a vehicle owner, and comprehensive coverage is meant to mitigate those risks.

In contrast, the other choices focus on limited aspects of insurance. Bodily injury and personal liability are related to injuries and damages that arise from accidents where the insured is at fault, which falls under liability coverage rather than comprehensive. Coverage for legal fees only pertains to specific legal expenses that may arise in various circumstances and does not encompass the broader protections that comprehensive coverage provides. Exclusively property damage sounds like it may encompass a wide range of scenarios but does not specifically highlight the non-collision-related events that comprehensive is intended to cover. Thus, the choice that emphasizes protection against damages from non-collision-related events accurately defines the essence of comprehensive coverage.