What is the purpose of the 'Drive other car' endorsement in a commercial auto policy?

Prepare for the Nebraska Property and Casualty Test. Study with flashcards and multiple choice questions, each offering hints and explanations. Ensure you're ready for the exam!

The purpose of the 'Drive other car' endorsement in a commercial auto policy is to allow employees to drive vehicles that are not owned by the company for business purposes. This endorsement extends coverage to employees when they operate their personal vehicles in the course of their work duties. It ensures that employees are protected from liabilities that may arise from using their own cars while conducting business activities on behalf of the company, offering peace of mind both for the employees and the employer.

Other options do not accurately describe the endorsement's function. While hiring or borrowing vehicles, insuring family-owned vehicles, and covering rented vehicles are important aspects of an auto policy, they do not relate to the specific intent behind the 'Drive other car' endorsement. The endorsement directly addresses the situation of employees driving their personal vehicles for business, which is a distinctive area of liability coverage that businesses need to consider.

Subscribe

Get the latest from Examzify

You can unsubscribe at any time. Read our privacy policy