What type of insurance coverage typically applies to liability for injuries caused by the insured?

General liability insurance specifically provides coverage for legal liability arising from bodily injury or property damage caused by the insured's actions or negligence. It is designed to protect businesses and individuals from claims resulting from injury to third parties, whether they occur on the insured's premises or as a result of the insured's operations. This coverage typically includes defense costs and settlements for claims made against the insured, making it a crucial protection for anyone engaged in business activities or providing services to the public.

In contrast, property insurance mainly covers damage to the insured's own property or possessions rather than liability to others. Health insurance, on the other hand, is focused on covering medical expenses for the insured and their family, not for liability issues. Auto insurance provides coverage primarily for vehicles and associated liability, but it is specifically tailored to incidents involving vehicles rather than broader general liability. The unique aspects of general liability insurance make it the most suitable choice for addressing liability for injuries to third parties.