Which of the following describes "personal injury" coverage in insurance?

Personal injury coverage in insurance is designed to protect individuals from non-physical injuries, such as defamation, slander, and invasion of privacy. This type of coverage is important because these injuries can have significant consequences for an individual's reputation and finances, similar to how physical injuries can affect a person's health and wellbeing.

Specifically, personal injury coverage can help cover legal expenses associated with defending against claims of defamation or other non-physical harm. This is distinct from general bodily injury coverage, which typically pertains to physical injuries sustained by individuals in accidents and would not address the broader scope of mental and emotional injuries caused by someone's actions or words.

Other options present ideas that do not accurately define personal injury coverage. For instance, coverage related to physical damage to property, medical bills for accidents, and only bodily injury claims all fall into different realms of insurance and do not encompass the essential aspects of personal injury claims. Therefore, the understanding that personal injury includes coverage for non-physical injuries like defamation is crucial in grasping how insurance policies protect individuals from various types of harm.